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What can I do if the driver doesn’t have insurance but caused the Accident?

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Most car accidents are caused by a distracted driver. Distractions come in many different forms, and a simple mistake while behind the wheel could put you in a hospital. Following the accident, what do you do if you find out that the other driver (who caused the accident) doesn’t have any insurance ? There are many different things that you should know about insurance types, and what you should do after an accident if the other party doesn’t have the right car insurance. Different Types of Insurances The state of California requires you to purchase a minimum required car insurance before being able to “legally” drive a vehicle. If pulled over without a car insurance, you may face charges and fees. There are two types of motorist overages: Uninsured motorist coverage Under-insured motorist coverage The first one protects you from any accidents where the other party involved doesn’t have the right type of insurance, or has no insurance at all. At this